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Doctors with up to 150% of
Property Value

Calculate Your Loan Against Property Eligibility

Features and Benefits of Loan Against Property

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Fund Your Business

Get loan up to ₹ 50+ Crores.

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Be An Entrepreneur

Loan tenure of up to 15-20 years.

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Flexi Benefits

Transfer your existing loan to Saarebank.

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Digital Sanction

Avail loan up to 150% of property value.

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Low EMI

Low EMI & quick turnaround time.

minimal documentation
Hassle Free

Experience hassle free lending loan process.

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Easy Repayments

Simple repayments through monthly instalments.

apply now for lap loan
Loan Against Property

A smart move to raise finance.

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Loan Against Property

Apply for Saarebank Loan Against Property ( LAP Loan) by
pledging residential property and/or commercial property loans for business
or personal needs. Secure a loan amount upto 150% of
property value. These funds can be directed towards
expanding business, purchasing new property and
enhancing existing infrastructure. Enjoy affordable EMIs at
attractive interest rates with a loan tenure of up to 15-20 years.

Loan Against Property in Delhi

Loan Against Property FAQs

A Loan against Property is a secured loan availed against a commercial or residential property kept as collateral with the lender. As the funds come with no end usage restriction, borrowers can utilise the funds for various purposes such as business expansion, wedding, child’s education, etc. Check out these features of a Loan against Property from Saarebank.
A Loan against Property is a convenient option to finance all high-end expenditures for business or personal purposes. You can mortgage various Loan against Property types as collateral to avail funds of up to Rs. 3.5 Crore. Following are some of the collateral variants lenders consider with their Mortgage Loan product types:
Self-occupied residential property, including house, apartment, flat, etc.Rented residential properties are also accepted as Property Loan types. Commercial property such as an office building, shops, malls, complexes, etc.A plot of land under your ownership is accepted as one of the Home Mortgage Loan types. Check out the types of Home Mortgage Loan from Saarebank and apply for an appropriate one.
A Loan against Property from Saarebank comes with a host of features and benefits including prepayment facility. If you think about what home mortgage loan prepayment is, well, it signifies paying off a certain part of the principal amount over and above the EMIs. To part prepay, pay an amount that is equal to or more than 1 EMI. Complete the process at zero or nominal prepayment charges.

Benefits of Prepayment
Reduces the outstanding principal.
Lowers either the EMIs or the loan tenure.
Frees you from debts quickly.

Contact Saarebank to understand Home Mortgage Loan meaning and how you can best benefit from it. Meet the Loan against Property eligibility and apply successfully.
When taking a Loan against Property, it is essential to insure the property being mortgaged. The insurance cover should cover damages caused by fire and such calamities and must be valid throughout the loan tenure. Every borrower has to submit a proof of the insurance policy annually or when needed. The reason why you need a home mortgage loan insurance policy is the approval of your application. You can also enjoy the benefit of loan mortgage insurance tax-deductible. Understand everything about what a Loan against Property or LAP is carefully before applying. The procedure of how to use a Property Loan is made online for your convenience.
Home loan is the amount of money borrowed to purchase a new home or maintenance of your home, while a loan against property retains the old property as a security.
A loan against property is a secured loan that can be used to meet all sorts of personal and business requirements such as medical purpose, education, wedding, business expansion, marketing, promotion, etc. ?
Best Loans against property providing companies are ICICI Bank HDFC Bank Axis Bank State Bank Of India
LAP/ Loan against property is taken by keeping your commercial or residential property as collateral. The potential loan amount is decided by the market value of the property. The loan amount is repaid in equated monthly installments.
Most lenders/banks/ NBFCs offer loans against property to individuals above 24 years of age like salaried employees, self-employed professionals, businessmen, etc. The maximum age at the time of maturity should not be more than sixty-five.
The interest rate in LAP usually start from @6.5% based on various factors like property type, self-occupied residential or commercial property, non-self-occupied residential or commercial property. ?
The requirements of documents may change for different financial institutions. Usually, the following documents are required for gold loans. ? * Application form for LAP * Self-attested KYC documents including Copy of PAN Card, Copy of Aadhar Card * Photograph of the borrower * Income proof - latest salary slip, form-16, bank statement for salaried & Copy of ITR and Tax Audit report, bank statement in case of self-employed * Post disbursement documents, if any ?

Terms & conditions apply